Credit Card Surcharge

Reduce the cost of credit card acceptance with credit card surcharge fees¹

No matter the credit card, you can reliably accept and surcharge credit card payments. Plus, with credit card surcharge, you get a flat-rate PIN debit card acceptance cost of just 1% + $0.25 per transaction.

Credit card surcharge plans that Elavon offers

Merchant managed: The surcharge fees you collect will be funded to your bank account as part of a funding file for a batched submission. At the end of the billing period, the business will see a debit against their account for all surcharge fees you collected and were funded for over the course of the billing cycle.

Acquirer managed: The processor removes the surcharge fees you collected prior to sending the funding file to your bank. No debit of the surcharge fees will appear on your account at the end of the billing period.

Supported regions, terminal, and products for the Surcharge program

All United States regions except for:

Connecticut
Maine
Massachusetts
Puerto Rico

talech SaaS (Mobile, Starter, Standard and Premium) supported hardware

Moby5500
Link/2500
Moby M70
Moby M120
talech Register on the Lane3000
Note: Also supported in talech invoicing and talech online ordering

Supported stand-alone terminals

Tetra Desk3500
Tetra Desk5000
Tetra Move5000

Credit card surcharge supported products on Converge
(MOTO/POS)

iPP320
iSC250
Link/2500
ICMP

Converge API

Hosted payment page
XML API
Checkout.JS
Buy button

Processing details

Credit card surcharge works on all major credit card brands
Merchant pays 1% + $0.25 on PIN debit card transactions

Request a call back

We want to hear from you. If you are interested in setting up a new merchant account with us, please contact us through the form below and we'll call between the hours of 9:00 AM and 7:00 PM EST, Monday-Friday. If you require assistance with an existing account, please call our customer service line 24/7/365.

This contact form is for US customers only. If you are looking for one of our other locations, please visit elavon.com/country-selector.html to find your country or region.

First name

Last name

Phone number

Business name

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Sales

Available Mon. – Fri.
9:00 AM - 7:00 PM EST
1-866-671-1583

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Customer Support

Available 24/7
1-800-725-1243

Disclosures

Certain state or local laws may restrict or limit the amount of the surcharge percentage. Although we offer surcharging in most states, Merchants are responsible for determining the legality of surcharging in their states, and merchants are liable if their activities are found to be unlawful. Credit card surcharge applies to credit card only, not available on debit cards.